Car Loan Calculator

Our Loan Calculator helps you estimate your repayments. You can also calculate the interest you might save and the time you can shave off your loan by making additional repayments.

Loan Details

Place a product in the calculator

Your Results

Initial repayment amount
$667
per month
Increased repayment amount
$667
per month
Total amount payable
$40,040
Principal + Interest
Interest saved from extra repayments
$0
Time saved from extra repayments
0 months
off 5 years
Updating your preferences
Loan Amount
Year
Payment
$30000
Principal
$30000
Interest/fees
$30000
Years Elapsed
The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.
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  • Welcome to RateCity's Car Loan section.

    Are you in the market for a new or used car? RateCity allows you to search, compare and apply from over 400 car loans. To start, just fill in the form at the top of the page or you can choose from one of our popular searches located at the base of this page.

    To help you in your search, we suggest you read our Car Loans Guide. It 's a step by step manual to show you everything that needs to be considered when making that important purchase. From weighing up the benefits of fixed versus variable interest loans to additional security checks such as whether there is money owing on a used car.

    If you're still researching and not ready to take the plunge , head to our news and information section for the latest trends and advice on the car loans market. You'll find clear and concise explanations on a range of topicsand you might even surprise yourself by becoming a loan expert in next to no time. Get started and compare today!

  • Car Loans Guide

    Do you want to buy a car for work, weekend trips or anything inbetween?

    RateCity's Car Loans Guide provides you with tips and useful information to assist you with your decision when purchasing a car loan.

    Our guide has the most up-to-date information, hints and tips and for a repayment strategy and general advice. No matter whether you want to buy a vintage car or a brand new top of the range Mercedes, our Guide will show you how to choose the best car loan and what type of Loans are available so you can find one that suits you and your needs.

  • Car Loan Articles

    These articles lists a range of definitions on all terms associated with car loans . If you are looking at purchasing a new or used car and would like to better understand your car loan, we can provide assistance. Start researching from the options below.

  • Latest Car Loan News

    How to beat depreciation on your car

    Aug 04, 2011

    You're burning money as soon as you drive your new car out of the dealer's yard, so the saying goes. That's because cars depreciate on average by around 14 percent per year in the first three years...

    Can everyday Aussies raise their “deb...

    Aug 04, 2011

    When the US government increased the nation's debt ceiling last week to avert defaulting it was a timely reminder for personal borrowers around the world to consider their own finances.

    Ten of the best car loan tips

    Jun 30, 2011

    Nearing the end of your current loan deal, borrowing for the first time or keen to consolidate existing debt? Here's what you need to know.

  • Latest Car Loan News

    Cut car costs by more than $1000

    Jun 30, 2011

    Elevated petrol prices combined with interest rate rise speculation spells bad news for motorists, particularly those with a personal or car loan. But there are ways to keep car costs down.

    Turn around your finances and save

    Jun 30, 2011

    If you rely on someone else to sort out your finances or you've simply lost track of yours then you could be wasting hundreds, if not thousands, of dollars each year in interest, fees and charges w...

    The silver lining of a slow new car m...

    Jun 27, 2011

    New cars have lost some of their sparkle this year, with sales at 21-month lows. Low stock levels from earthquake and tsunami-ravished Japanese manufacturers has put the brakes on local sales. Tha...

  • Latest Car Loan News

    Going guarantor: the good, the bad an...

    May 26, 2011

    The car loan market is hotting up thanks to a spate of new affordable models entering the Australian market, but most young buyers still need a hand from mum and dad to get them over the line. Some...

    Five ways to find the best car loan

    May 19, 2011

    If you're looking to buy a car, brand-new or second-hand, choosing the best way to pay for it could save you hundreds of dollars or more. But with over 140 car loans and more than 180 personal loan...

    Slash your first car loan by $6000 in...

    May 19, 2011

    While acquiring a car loan may seem simple enough, given that there are more than 320 personal and car loans available to be found through RateCity. The trick is to find a loan that will suit your ...

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