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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about financial products from multiple financial institutions. We will try to show you a range of products in response to your request for information. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a financial product, you will deal directly with a financial institution, and not with RateCity.

Media Room

Media Enquiries
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Media Releases

10th February, 2012
Will big 4 increase rates? Don’t get mad, get switching!
Big 4 banks stand to make $20M per month with just a 0.10% rate rise. They’re relying on customer inertia – but extra interest revenue would be wiped out if around 20,000 borrowers switched from major banks

2nd February, 2012
Borrowers urged to shop around if your lender won't budge
Major banks tipped to move rates independently of the Reserve Bank. Good news for borrowers: smaller lenders more likely to pass on rate cuts. RateCity’s cheapest variable home loans.

1st February, 2012
Mortgage market gearing up for a busier year
Biggest surge in home borrowers for 2 years! First home buyers back to 20% of market for first time since February 2010. Big increase in number of home loan applications through RateCity.com.au.

20th January, 2012
First home buyers are back – but for the right reasons?
November delivered the largest number of borrowers entering the market in two years. Majority of first home buyers were in NSW – with many purchases probably 'brought forward' to beat stamp duty concession deadlines. Building up larger deposit could far outweigh the benefits of a government grant or concession.

26th December, 2011
Home loan rates hit 2.5 year lows
The most dramatic rate cuts were among 3-year fixed rate home loans. Industry-wide rate reductions have helped to kickstart a sluggish mortgage market. Will rates continue to fall in 2012?

26th November, 2011
All lenders cut variable home loan rates in November
Millions of Australian borrowers will be financially better off compared to last month. For refinancers long term savings could far outweigh upfront switching costs

22nd November, 2011
The wrong credit card this overseas holiday could cost Aussies $300m
International ATM access fees and currency conversion fees vary significantly. Travellers could save hundreds of dollars by switching to one of the fee-free options.

16th November, 2011
Refinancers could be in for a nasty shock
Median house prices in every city except Canberra have dropped since last year. Some borrowers may now have mortgages which outweigh their property\’s value. Borrowers still have options available.

10th November, 2011
Most Australians get no value from credit card rewards
The average credit card annual fee of $134 outweighs the value of most rewards. Most Australians would need to spend $60,000 per year on their credit card to come out on top.

4th November, 2011
More lenders move on rates
Mortgage lenders and where they currently stand on rate cuts.