Terms of Use for the RateCity website

RateCity’s website contains information in the form of financial statistics, financial tools and calculators, financial news and articles, comment, fact sheets, general market information, product comparisons, advertising and related hyperlinks. See About Us for further information.

RateCity does not give any securities or investment advice, nor conducts any securities or investment advice business. RateCity does not deal in securities, whether on its own behalf, as a representative or agent of any other person, or otherwise. None of the information on the RateCity website constitutes "personal securities recommendation" for any purpose. RateCity may receive fees or other benefits in relation to activity on the RateCity website. For further details see RateCity’s Financial Services Guide (‘FSG’).

RateCity does not assume or accept any responsibility for, and shall not be liable for the accuracy of, any information contained on the RateCity website. Although great care has been taken to ensure the reliability of any statements of opinion or general rating information provided, RateCity gives no warranties (except those that are implied by law and cannot be excluded) in relation to the statements and information contained in the ratings, reports and analyses displayed on its website, and disclaims all liability to the fullest extent possible arising from any persons acting on the information and statements contained therein. RateCity assumes no obligation or responsibility to provide updates on any published statement or report. RateCity’s research is current as at the date of collection of the data by the data provider; some product features may have changed since then. Website users should confirm current product details with the relevant insurer, and make their own assessment of whether the product suits their individual needs before making a purchasing decision. A Product Disclosure Statement relating to the product should also be obtained from relevant product vendor and considered before any decision about whether to acquire the product.

“RateCity” is a trademark of RateCity Pty Limited. All other trademarks, registered trademarks, product names, logos and company names mentioned on this website are the property of their respective owners. Reference on the RateCity website to any products, services or other information, by trade name, trademark or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by Ratecity, and does not constitute or imply endorsement, sponsorship or recommendation of Ratecity by the respective trademark owner. RateCity is independent of, and not affiliated with, the financial institutions referred to on this website.

The information on the on the RateCity website is provided as an information service only and should not be relied upon as a substitute for financial or other professional advice. None of the information on the RateCity website takes into account the investment objectives, financial circumstances or investment needs of any particular investor. Anyone viewing the RateCity website must therefore assess whether it is appropriate, in the light of their own individual circumstances, to act upon the relevant information. It may be advisable to obtain investment advice or other financial advice before making any investment or transactional decision based on the information provided on the RateCity website.

Third-party advertising and referral buttons containing hyperlinks may be paid for by the relevant third-party advertisers and are not recommendations or endorsements by RateCity or its respective directors, affiliates or employees. The user is referred to the relevant third party for all relevant information, including complete information on that entity’s investment adviser or dealer licensing status and licence number.

These Terms of Use for the RateCity website do not exclude any rights which by law cannot be excluded.